Vietcombank spoke out about "temporarily locking the yes", Netizen simultaneously "turned the car" because of the CEO's false statement

After receiving the official answer from Vietcombank, a lot of anti-singer Thuy Tien suddenly "turned the car" to defend the female singer.

On the evening of September 19, Phuong Hang shook social media when she suggested that Thuy Tien used the trick of "temporarily locking the report" to cheat the statement issue. With 24 years of experience in the market, Mr. Dung's wife explains the lime kiln.

The term "temporarily locked with credit" means that when the account holder requests to apply the order, the account will fall into a state of temporary suspension of transactions but the receiving and depositing activities will still take place normally. At this time, the money will be saved in a virtual space and poured into the main account after the end of the order. The female giant concluded, what everyone needs to be concerned about is that the singer has removed the "temporarily locked yes" command and by the time Thuy Tien announced the lock, the bank's confirmation of Thuy Tien's account has more than 177 billion is correct. It is necessary to list in the category of "temporarily blocking yes" to conclude that Thuy Tien is really blocking or not.

For those who rarely do banking, the term "temporary lock-in" seems to be still new. Recently, the Fanpage of Joint Stock Commercial Bank for Foreign Trade of Vietcombank officially answered the problems related to the keyword "temporarily locking the newspaper with an account" which caused a stir in public opinion in the past few days. However, the conditions when using the term "temporarily locking the newspaper" are different from the previous explanation from Phuong Hang, causing many people to simultaneously "turn the car".

What is a temporary lock?

According to Vietcombank, Article 16, Circular 23/2014/TT-NHNN dated 19/08/2014 guiding the opening and use of payment accounts at payment service providers stipulates: "Organizations The payment service provider shall temporarily lock the customer's payment account (pause the transaction) for part or all of the amount on the payment account at the request of the account holder (or his/her representative). the account holder's law) or according to a prior written agreement between the account holder and the payment service provider".

Therefore, "temporarily locking the account" is understood as the Bank's suspension of credit transactions to the customer's account.

In the status of "temporarily locked for yes", how do transfers and withdrawals take place?

If the account is locked in both debit and credit directions or the account is locked in both directions, the money transferred to this account will not be credited to the account and will be refunded to the sender.

For the cases of suspending credit transactions to Customer's account: the account will not credit any transactions from the time the bank implements the credit lock at the request of the Customer. VCB handles according to the following principles:

For money transfer transactions within the VCB system and 24*7 quick money transfer outside the system via Napas: the system displays a notice to the customer and blocks the transaction.

For inter-bank money transfer transactions via the SBV's IBPS system and remittance transactions from abroad: when VCB receives these remittance transactions, it will actually return it to the transferring bank (for this bank to transfer money). return to the remitter).

Transaction processing time complies with regulations of the State Bank (transactions via IBPS) and regulations of SWIFT/foreign money transfer company.

Some people, after being explained "temporarily locked the newspaper yes" left comments:

Miss H's fan can't stand it. Many "intellectual" elements also say "this is for ordinary customers, when there are a few trillions, it will be different... In general, whatever it says is fine, Miss H of it is the truth, the law may be wrong but Miss H is not wrong

Light message to the components that do not understand / can not understand. "Don't hold others accountable for your ignorance." No one has the responsibility to explain everything to you about banking, the circular decree is already there, go and read it yourself.

U god, I listen to you. I told them both that it was a few years' worth of money. The account holder opens the money itself. My whole family cursed me for nothing. U is my god it's you

Well, VCB replied like no, I was so confused. So in short, how long is the "processing time according to the regulations of the state bank"?