Bored 1.5 million through the app, 2 months later, 60 million dong debt, her son was stuck with an obituary

Recently, Ms. NTTT (25 years old, living in hamlet 3, Ha Mon commune, Dak Ha district, Kon Tum province) has just filed a report to the police about being asked by some terrorists to collect debts, causing her whole family to suffer. into turmoil.

According to reports, for the past few days, Ms. T.'s family has been living in fear because of many strange phone numbers calling for terrorist calls for money. Although the person who owed the money was Ms. T., her whole family was threatened and humiliated by a number of subjects in order to force Ms. T. to pay. At first, Ms. T only borrowed 1.5 million VND, but after only 2 months, the debt turned into 60 million VND.

According to the story, around January 2021, Ms. T. dropped 1 million dong. Afraid that her husband would know, Ms. T. sought to make up for the money. Seeing the H5 application on social networks advertising interest-free loans, Ms. T decided to borrow 1.5 million VND through this app. After completing the formalities, Ms. T was allowed to transfer 900,000 VND to her bank account, the remaining 600 thousand VND was counted as a "service fee".

After 1 week, Ms. T. continuously received phone calls asking for repayment. At the same time, Ms. T also received many phone calls offering loans from other apps. Due to no money, Ms. T decided to borrow this app to repay the other app. By mid-March, she had borrowed a total of 16 apps with a total amount of about VND60 million.

According to Ms. T. all the apps follow the same motif. If you borrow 1.5 million VND, you will only receive 900,000 VND in your account, the rest will be deducted from the service fee.

In March, Ms. T read some information about fraud through online money lending apps. At that time, Ms. T. stopped borrowing money from this app to pay for another app. After that, being strict with debt collection but unable to pay, Ms. T's family was constantly terrorized by debt collection phones. In addition, these subjects proceeded to disrupt and fabricate false information about Ms. T.'s family on the social network Facebook.

Not only that, these subjects also used the image of Ms. T.'s son and then posted an obituary to send back to Ms. T.'s family, causing pressure. Even the relatives of Ms. T. also continuously received threatening phone calls and text messages to force Ms. T to pay the debt or pay the debt on behalf of Ms. T.

"My family has nothing to do with that debt but is constantly threatened, it's really terrible. I still have a job, being smeared like this seriously affects my work and personal reputation. " - Mr. TVD, a relative of Ms. T. angrily said and said that the image of his family was paired by the subjects with the content "scam", "wanted criminal". Even Mr. D.'s two young children were also jigsaw by the bad guys with the obituary content. Being mentally persecuted, Ms. T's family has now sent an application to the police agency for help.

In fact, there are similar cases of T. multi-heart attack to death. Mr. NMK (27 years old), in Ho Chi Minh City. Can Tho also took out a loan of 5 million dong via the app, but after 7 days, because he didn't have money to pay, he was forced to borrow money through another app to pay the debt and was forced to "borrow from a new app to check for a new app" . Tong Cong, Mr. K. borrowed through dozens of apps, the amount increased to more than 200 million VND. Due to constant threats, many employees of the app got involved with colleagues and students where Mr. K. was a teacher, he took the drug to commit suicide.

It is known that in order to perform the loan operation through the app, the borrower must agree to allow the app to access the list of three phones, the list of friends on social networks. When it was time to pay the debt, all relatives and friends on Facebook and Zalo of the borrower were called to collect debt like a gangster.

The Ministry of Public Security recommends that before borrowing money, borrowers need to carefully learn information about these applications such as company name, business code, address, terms, services, regulations on interest, fees, etc. repayment term; Absolutely do not let these apps access your contacts, social network accounts. When detecting applications with signs of usury, it is necessary to pay off debts as soon as possible; If threatened by the subjects, immediately report it to the nearest police agency by simple application or by phone.

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