Shocked by the case of an old woman who saved 4 billion for 15 years, the bank reported that she had 0 VND left and owed 500 million.

The story of an old woman who has been diligently saving money for more than 15 years, putting 4 billion in the bank, but after wanting to withdraw, the bank reported that her account had 0 VND, plus a debt of 500 million, is making netizens confused.

Previously, the incident of Ms. Ky, living in Henan, China, losing her savings of more than 1.2 million NDT (more than 4.2 billion VND) in the bank received attention from netizens.

According to Ms. Ky, after 15 years of saving, she decided to withdraw all her assets to prepare money for her son's wedding. In what seemed like the happiest moment, she received a notice from the bank staff that her account had zero VND and an additional debt of 500 million VND. At that time, Ms. Ky cried and said: "Impossible! How could this happen?" Because no matter how she thought, she could not understand why her bank deposits could "evaporate" so mysteriously.

As soon as the bank branch manager learned of the incident, he came to talk to her and promised to investigate to get the money back for Ms. Ky. When asked who was closely monitoring her money transfer process, Ms. Ky immediately mentioned Tieu Dong. Over the past 15 years, Tieu Dong has often supported her in financial matters. Through many working sessions, Ms. Ky recognized Tieu Dong's thoughtfulness and professionalism, so she trusted him completely.

After piecing together Ms. Ky's sharing, the bank checked the account and discovered a series of abnormalities such as:

- Her name was linked to four credit cards she never opened.

- There is a large outstanding loan.

- The phone number on file belongs to a stranger.

Realizing that someone had tampered with Ms. Ky’s account, the bank asked her to contact her children for verification. As a result, her children unanimously confirmed that no one had tampered with their mother’s account or opened a credit card.

Faced with the above developments, Ms. Ky decided to report the whole incident to the police in the hope of getting her property back. After investigation, the local police determined that the strange phone number in the file turned out to belong to Tieu Dong, the loyalty manager.

Accordingly, since taking charge of Ms. Ky's account, Tieu Dong secretly planned to commit fraud. Taking advantage of her trust and lack of financial knowledge, she carried out illegal transactions:

- Misappropriation of savings: In addition to Ms. Ky's 1.2 million NDT (more than 4.2 billion VND), there were other unusually large transactions of 3.2 million NDT (approximately 11.3 billion VND) and 6.25 million NDT (about 22.2 billion VND).

- Deception of signing documents: Tieu Dong persuaded Ms. Ky to sign unclear investment documents, then withdrew money from her account.

- Pretending to be a relative: She claimed to be Mrs. Ky's sister-in-law, made up a story that Mrs. Ky was sick and needed to borrow 130,000 NDT (nearly 500 million VND) for treatment.

- Destroy the transaction receipt: Tieu Dong lied to her that the receipt could be used by criminals, causing her to destroy all evidence right after the transaction.

As soon as she learned the truth, Mrs. Ky was extremely shocked and disappointed because she had put her trust in the wrong person for the past 15 years. Fortunately, Tieu Dong left a trace in the form of a phone call from a bank. Specifically, she convinced Mrs. Ky to "lend" her 600,000 NDT (about 2.1 billion VND) for investment and promised to pay it back. However, in reality, this amount was never returned and the call became incriminating evidence.

Faced with irrefutable evidence, Tieu Dong was forced to plead guilty. Meanwhile, the bank accepted responsibility and pledged to compensate her 600,000 NDT (about 2.1 billion VND) in advance, while the police will continue to handle the remaining amount.

Lost 235 million in card overnight, man shocked, bank did not resolve Trí Nhi16:43:32 18/10/2024Han Mo Mo (born in 1974, China) recently experienced an unexpected incident when he said he deposited money at the Nghi Phong Branch (Jiangxi) of ICBC (Industrial and Commercial Bank of China).