Dad spent 350 bulbs to buy insurance for his child, waited 10 years for money, received the saying 'green grass

The man in China was shocked when the insurance company told him: "When your son is 88 years old, come back here and get the money. If you can't, tell your nephew to come."

In 2022, a man surnamed Guo in Shanxi Province, China, saw that his insurance was due to be withdrawn, so he happily took the contract to withdraw money. However, when he arrived, the staff in charge told him that he could not receive the money immediately but had to wait for his son to come and pick it up later. This makes Mr. Guo extremely confusing and unacceptable.

Mr. Guo said that he bought insurance in early 2012. At that time, the insurance seller came to his house to offer, so he chose to buy an insurance package with a term of 20 years. According to the contract, he will have to pay 10,000 yuan/year (more than 35 million VND) each year. The employee also added that as long as he paid for 10 years with 100,000 yuan (more than 350 million VND), he could withdraw the money and by the time he was 88 years old, he would be able to receive a large sum of money.

After 10 years, when Mr. Guo came to withdraw money, the bank employee brought the contract to compare and informed him that it was only when his son turned 88 years old that he could get both principal and interest. If something unexpected happens, his grandson can come and pick it up.

After hearing this, Mr. Guo was extremely upset and felt like he had been deceived. Paying 10,000 yuan/year (more than 35 million VND) is a very large amount, he persisted in paying for 10 years but now he cannot withdraw. Moreover, Mr. Quach said that his son is not married, so he does not have grandchildren. Waiting until his 88-year-old son or great-grandson comes to take his place is almost too far away at the moment.

There was no other way, Mr. Quach had to contact the local media, hoping that reporters would step in to help him report and clarify the case. After the reporter intervened, the person in charge of the insurance side said that the company's sales staff had been professionally trained in speaking skills. Moreover, the procedures they carry out are in accordance with the requirements of the contract. Regarding Mr. Guo's misunderstanding, the person in charge also said that they had clearly introduced everything to him in accordance with the previous contract.

At this time, Mr. Guo continued to report to the police and lawyers to settle the matter. He said that before that, the salesman only told him that the expiration date of the contract was when he was 88 years old, not when his son was 88 years old. However, at the time of signing the contract, only Mr. Quach and the insurance staff, no one else witnessed, so currently the authorities can only settle according to what has been recorded on the contract.

The police believe that it is possible that Mr. Guo did not read the contract carefully before signing. Because insurance contracts are often very long and have many terms, it may happen that many buyers do not fully understand or do not read the conclusion and are in a hurry to sign it.

In addition, sellers will enjoy a part of the commission when selling insurance. Because in order to close the contract quickly, in the process of sales communication, it may be accidental or intentional, the seller's communication can cause misunderstanding to the insurance buyer.

The regional police of Shanxi Province, China remind that, as a salesperson, you should honestly and in detail inform each clause to customers. At the same time, it is necessary to inform both the risks and situations that can cause losses, so that the buyer has a comprehensive and detailed view of the entire insurance package, thereby deciding whether to sign a contract or not.

Similarly, there is another case that is more sinister, when an old woman in Xi'an (China) spends 200 million/year to buy life insurance, when she needs money, the employee says: Live to be 105 years old to withdraw. "They said I had to be 105 years old to withdraw money. I said that if I lived to be 105 years old, what else would I do with insurance," the old woman shared angrily.

The incident originated three years ago, when Ms. Cao went to the bank to deposit savings. Ms. Cao recalled: "I went to the bank to deposit, the bank staff said that there was a high-interest product and instructed me to go to the transaction counter at the entrance to do the procedure."

According to the employee's instructions, Ms. Gao's savings were converted into an insurance package. After 2 years, she received the principal and interest back. Ms. Cao added: "When I came to withdraw money, the staff continued to introduce another product with a higher interest rate. Since everything was fine last time, I trusted."

Ms. Cao said that the contract signing process was carried out under the guidance of 2 employees. "They just told me to fill in here and there and say rest assured, there is no problem," Ms. Gao said.

Because she trusted the acquaintance, Ms. Cao agreed to sign the contract and pay an amount of 60,000 yuan/year. Everything seemed smooth until one day Ms. Cao needed an urgent amount of money. When she asked if she could withdraw the money she had paid earlier, the staff in charge said that according to the contract, it was not until Ms. Cao was 105 years old that she could withdraw the entire amount she had paid. After receiving the news of the lightning strike, Ms. Cao lost her appetite and sleep for many days in a row.

Here, the bank employee shared: "It is certainly not reasonable to wait until the age of 105 to withdraw money, but it is arbitrarily invited by the insurance staff, which has nothing to do with the bank." After many days of discussion, Ms. Cao's family complained that the medical staff was not clear and wanted to cancel the contract. Saving all her life, now that the savings are in the hands of others, Ms. Cao is both angry and regretful.

"Na Tra bracelet fever": Price 5 times higher, people "search" because of rumors of changing fate? Nguyễn Khanh1 month agoThe Na Tra bracelet, inspired by the movie Na Tra: Ma Dong Nao Hai, has gone from a movie accessory to a collector's item that has doubled in value in five years. Now, this rare gold bracelet is being hunted down by investors.